Entries Tagged 'Shopping' ↓

I’ve found it rather interesting to know that there are now companies that rate your credit card. Online. Whilst you’re doing a transaction online. What basically happens is that they compare various bits of information of the person logged into the specific site, to that which is associated with the credit card, at the bank which its registered.

Basically, this would stop people from using other people’s credit cards, and they will only be allowed to use their own. If all your details are matched, you can pretty easily get a really low score (which is good). But if for instance your credit card is regsitered in the US, you registered your account for the specific online service in Bulgaria, and your IP is in Mauritius, then your credit card will be a “bad credit card“, and you it will get a really high score, which might prevent your transaction from being processed.

This is to ensure that you don’t commit fraud. Which is fair. But now, you might be using a credit card like in the above scenario without being a fraud. In that case, you’ll have to prove it though, afterwhich you will be white listed.

I never realized there was so much politics behind the scenes, but I find it really interesting though.

So if your credit card is declined somewhere online, and you’re not a fraud, feel free to contact their customer support and explain the situation. If they are confident that you’re telling the truth, they will white list your card, and you’ll be able to use it.

Today someone mentioned the fact that all of us buy some sort of junk. Not always things that we can’t use. Just things that we don’t use. Those things that you think look interesting, and in the 5 minutes you spend looking at it on the shelf you’re convinced that you cannot live without this item for another day. Its really weird how we lie to ourselves like that! In a desperate attempt to quiet our conscience about the money we’re about the spend.

When you get home (or sometimes even in the car), you open this newly found treasure. You sniff it, try it on, and love it to bits for those first few minutes, and sometimes even days! But there comes a time when you wonder to yourself, “what the hell was I thinking when I bought this?”.

For me those things that go in a drawer is any cosmetic thing. Whether it be a new sort of loofah, sponge, cute make up brushes, make up remover, facial scrub, mousse foundation – you name it – I buy it. I love new fragrances and texture, and feeling what it does to my skin.

The person I mentioned previously collects gadgets like that. Anything which sounds as if it could save you time. Whether it be juicers, popcorn makers, and heaven alone know what else.

It was then that I realized that most of us has a “fetish” like that. The inconsolable urge to buy something we don’t really need. What is it that you buy and end up putting away in a drawer, cupboard, or even the garage?